On October 8, 2025, stablecoin payments startup Coinflow announced a significant milestone, securing $25 million in a Series A funding round led by Pantera Capital to challenge legacy payment systems with its instant settlement technology.
This investment round saw participation from a notable group of investors, including Coinbase Ventures, CMT Digital, The Fintech Fund, and Jump Capital. The fresh capital will fuel Coinflow’s mission to redefine global payments by expanding its payout coverage, particularly in Asia and Latin America, enhancing its AI-driven fraud prevention systems, and growing its team across the U.S. and EU.
The Vision for Frictionless Global Payments
Coinflow is tackling a core inefficiency in the modern economy: the slow and costly nature of cross-border payments. Traditional systems, reliant on a patchwork of local networks and intermediaries, often leave businesses waiting days for settlements and facing high transaction costs.
The company’s solution leverages stablecoins as an intermediary settlement layer. This allows merchants to accept payments in traditional fiat currencies while Coinflow uses blockchain technology behind the scenes to settle funds in seconds, not days. This approach also offers a powerful defense against the operational and financial burden of chargebacks, providing merchants with greater security and predictability.
A Company Gaining Extraordinary Momentum
The new funding comes on the heels of a period of explosive growth for Coinflow. Since its seed round in 2024, the company has achieved a 23x increase in revenue and now supports payments in over 170 countries. This traction has pushed Coinflow to a “multi-billion-dollar annual transaction volume run rate”, demonstrating significant market demand for its services.
Notably, this growth is increasingly being driven by non-crypto companies. A shift toward mainstream adoption began after Stripe’s major acquisitions in the stablecoin space and the passage of pro-crypto legislation, which gave traditional businesses more confidence to explore blockchain-based payment solutions.
The Bigger Picture in Payments
Coinflow’s success is part of a broader, industry-wide pivot toward stablecoins. Major financial players like Visa, Mastercard, and Stripe have all announced significant stablecoin integrations and products in recent months, signaling a collective belief in the technology’s potential to form the backbone of future payments.
While currently processing less than 1% of global daily money flows, stablecoin transaction volume has grown by an order of magnitude over the past four years. This rapid growth, coupled with the ability to offer near-instant, low-cost, and borderless transactions, positions stablecoins as a genuine challenger to legacy payment rails.
